What is afterpay?

Afterpay is a unique service which was founded to champion the customer's best interests when it comes to making retail purchases.

Splitting payments into 4 equal instalments. You pay nothing extra when you pay on time, according to your payment schedule. It is easy to view orders and payment schedules in the App to manage all budgets.

Afterpay is a lifestyle product which makes shopping more convenient. Enabling you to get the things you want when you want them, while managing payments over time.

Afterpay gives shoppers the flexiblity they want to manage their budgets.


Run the numbers with humm


The repayment amount does not include a Monthly Fee of $8 which applies to payment plans 5 months or greater, for both "Little things" and "Big things". Only a single monthly fee will be charged regardless of the number of active payment plans you have. For "Big things" purchases, an establishment fee of $35 - $90 will also apply if you are new to humm or a $22 additional purchase fee if you've used humm before.

Frequently asked questions

Yes, but you need to...

  • Must Be 18 Years or Older
  • Be an Australian permanent resident.
  • Have a Permanent Job (work at least 25 hours a week)

No, they are not

  • Establishment fee of $35-90 depending on the amount you’re spending.
  • $8 per month account keeping fee.
    For full details read your continuing credit Payment Plan agreement.

Yes, you can pay the outstanding balance anytime. Get in touch with humm to make early payment on 1800 088 151.

Your credit score may be checked when you sign up to humm. But don’t worry, this won’t affect your credit score or leave a record on your credit file


What is zipMoney?

zipMoney offers a simple, flexible, line of credit that allows you to buy what you want today and pay back over time For more information, visit

or visit our Zipmoney Page to learn more.

How does zipMoney work?

Complete your application and get a decision in minutes

zipMoney pays Dynamo Fitness on your behalf

You pay zipMoney over time in easy monthly payments

Frequently asked questions

  • Must be over 18 years of age
  • Must be an Australian citizen or a resident
  • Must be employed in some capacity
  • Click APPLY NOW and complete the easy 3-minute application. You'll be surprised at how simple the process is.
  • Once approved and you accept the terms and conditions, zipMoney will pay Dynamo Fitness on your behalf.

  • Although zipMoney's interest-free plan allows you to shop today without paying anything upfront - it is a loan and must be paid back. Failure to do so could affect your future credit rating.
  • zipMoney's payment plans are interest-free for up to 12 months, but please be aware that interest will start to accrue after the interest-free period. You can see your interest free balance, how long it is estimated to take to repay the loan and change your payment schedule in your digital wallet.
  • You can buy the goods you want today and pay nothing upfront. By paying with your zipMoney account, you can split the cost of your purchase and pay over time. zipMoney even pays Dynamo Fitness on your behalf no money ever changes hands.
  • You're also provided with a virtual account so for your next purchase, all you need to do is sign-in to your digital wallet, confirm and pay. There's no more need to use your credit card or seek a loan elsewhere.
  • It's simple and easy to use.
  • No deposit, so nothing to pay today
  • A one off establishment fee may apply. Don't worry this is added to your interest-free balance. Please see your application and contract for details.
  • Minimum monthly payments apply. See your contract and application for details.
  • An interest-free period of up to 12 months, after which interest will accrue at the standard annual percentage rate
  • A small monthly admin fee of $4.95 (only payable if a balance is owing)

Please refer to your contract, terms, and conditions for further information.

Customer service: 02 8294 2345

Terms and Conditions

Available to approved applicants only. Minimum monthly repayments are required, see your contract for details. Paying only the minimum monthly repayment amount will not pay out the purchase within the interest-free period. Any balance outstanding at the expiry of the interest-free period will be charged interest at the standard annual percentage rate, currently 23.9%. A one off establishment fee applies, see your contract for details. A Monthly Account Service Fee of $4.95 (when balance owing) apply. Terms & Conditions apply and are available on application. Credit provided by zipMoney Payments Pty Limited (ABN 58 164 440 993, Australian Credit Licence Number 441878). Go to to learn more.